Investment Certificates

Investment certificates are modern structured products. They represent an alternative to investment in equities or bonds and are associated with similar risks. From the legal point of view, certificates represent debentures - that means the issuer can temporarily dispose of investor's financial resources.

The core of each certificates is the underlying asset which could be shares, market indices, equity baskets, bond indices, currencies or commodities. That means the value of certificate always depends on the price of this asset. The type of certificate tells us how the change in asset's value reflects the market price of certificate. If a certificate is issued on some stocks, the holder does not dispose of stockholder's rights; although some certificates carry the right to dividend payout.

Choose from more than 400,000 certificates issued by leading global banks (e.g. Citigroup, Goldman Sachs, Deutsche Bank, Commerzbank, BNP Paribas).